💱
FLOWLET
MONEY TRACKER
Personal Finance OS
Total Earned
$0
Net Income
$0
After Business Fees
Net Saved
$0
Net−Exp−Bills
Spent
$0
Bills/Subs≈
$0
MONTHLY EST.
BTC
—
—
ETH
—
—
SOL
—
—
Theme
Income Entry
🔄 Auto
Mood
🟣 Deducts from Bills/Sub on due date only.
15%
Fees
$0
15%
Living
$0
1.5%
Bills/Sub
$0
15%
Travel
$0
23.5%
Reinvest
$0
5%
Entertain
$0
25%
Savings
$0
📋 Bills / Subscriptions
💡 Spending Insights
AI-powered financial intelligence — your money, smarter
Income Distribution
Spending Distribution
Bucket vs Spent
Income Over Time
Cumulative Savings
📰 Financial News
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CASH FLOW WATERFALL
History · tap cell to edit
📅 Calendar
52-WEEK SPENDING
Less
More
🎯 Savings Goals
+ ADD NEW GOAL
💎 Net Worth Tracker
💚 Assets
🔴 Liabilities
NET WORTH OVER TIME
💳 Debt Paydown Tracker
💰
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✨ AI Spending Coach powered by Claude
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MONTH
Bucket Breakdown
| Bucket | Allocated | Spent | Remaining | Usage |
|---|
Top Expenses This Month
INCOME FLOW
12-MONTH FORECAST
PROJECTED CUMULATIVE SAVINGS
⚙️
Settings
Flowlet Money Tracker · Personal Finance OS
🎨 Appearance
Theme
Choose your color scheme
Language
Display language for the interface
Display Currency
All amounts shown in this currency
🎛️ Preferences
Sound Effects
Subtle audio feedback when logging entries
Budget Period
Time window for bucket spending calculations
Week Starts On
First day of your weekly budget period
Recurring Income
Auto-log income on a schedule
Not set
🤖 AI Coach
Anthropic API Key
Required for AI Spending Coach. Get yours at console.anthropic.com
💳 My Cards
🔄 Budget Carryover
Roll unused budget from one month into the next for selected buckets.
💾 Data & Privacy
Export Data
Download all your data as CSV
Import CSV
Import transactions from a bank CSV file
Sync Now
Manually pull latest data from cloud
Account
Not signed in
⚠️ Danger Zone
Clear All Local Data
Removes local settings (theme, sound, period). Cloud data is unaffected.